Stamp duty: What is it and how much is it?

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The current stamp duty rates are:

The threshold for those buying their first property is £300,000 when buying a home of less than £500,000. If the price is over £500,000, first-time buyers cannot claim the relief.

Between September 2022 and the end of March 2025, the 0% threshold was more generous. Between these dates, buyers of homes worth less than £250,000 did not pay any stamp duty, while first-time buyers did not pay duty on the first £425,000 (when buying a home of less than £625,000).

If you already own a residential property worth £40,000 or more, and you buy another (or a part of one), you also have to pay an additional amount on top of the normal rates, external.

This rate is another 5% on properties worth up to £125,000, with higher rates for more expensive purchases.

Firms which buy dwellings worth more than £500,000 have to pay a single rate of stamp duty of 17%.



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