Angel Oak Mortgage Solutions Expands Non-QM Product Line with Launch of 5-Year and 7-Year ARM Offerings – Insurance News

New adjustable-rate mortgage solutions provide more flexibility for borrowers and originators in today’s evolving rate environment

ATLANTA–(BUSINESS WIRE)–
Angel Oak Mortgage Solutions LLC, NMLS ID #1160240, a leading nonbank wholesale and correspondent non-qualified mortgage (“non-QM”) lender, proudly announces the launch of its new 5-year and 7-year Adjustable-Rate Mortgage (ARM) products, among the first of their kind in the non-QM space. These innovative loan options expand Angel Oak’s suite of solutions for originators and borrowers seeking more flexibility and competitive rate structures.

Angel Oak’s adjustable-rate mortgages feature a fixed interest rate for an initial period of either five or seven years before adjusting on a six-month basis based on market conditions. Unlike traditional 30-year fixed-rate loans, ARMs can offer lower initial interest rates and payment advantages, particularly appealing as the yield curve normalizes and the Federal Reserve signals further potential rate cuts.

“With rate expectations shifting and borrowers demanding more choices, these ARM products give originators new tools to serve clients seeking to optimize affordability and potentially take advantage of future rate movement,” said Tom Hutchens, President of Angel Oak Mortgage Solutions. “This launch underscores our commitment to supporting the non-QM ecosystem, from self-employed borrowers and real estate investors to creditworthy individuals who don’t fit the traditional lending box.”

The introduction of these ARM products reinforces Angel Oak’s position as the go-to partner for originators nationwide seeking access to a diverse portfolio of non-QM solutions. As one of the first non-QM lenders to bring these ARM products to market, Angel Oak continues to lead with innovation, responding proactively to borrower demand and market dynamics.

“Angel Oak has always been at the forefront of non-QM product development,” Hutchens added. “We’re focused on giving originators every possible advantage in today’s market, and that means offering smart, flexible lending solutions designed to meet real borrower needs.”

To learn more about Angel Oak Mortgage Solutions, click here.

About Angel Oak Mortgage Solutions, LLC

Angel Oak Mortgage Solutions LLC (NMLS ID #1160240), a leader in alternative lending solutions, is a top nonbank wholesale and correspondent lender of non-QM loans. Its experienced team of mortgage professionals has pioneered a commonsense approach to overcoming today’s mortgage lending challenges. Angel Oak, which operates in 46 states and the District of Columbia, offers a breadth of non-QM products that expands the pool of borrowers, giving partners more opportunities to grow their businesses and better serve their customers.

For more information, please visit www.angeloakms.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20251009038350/en/

Media Contact:Trevor Davis
Gregory FCA for Angel Oak Mortgage Solutions

Email: [email protected]

Office: 215-475-5931

Company Contact:Randy Chrisman
Chief Marketing and Corporate Investor Relations Officer at Angel Oak Companies

Email: [email protected]

Office: 404-953-4969

Source: Angel Oak Mortgage Solutions LLC