A set of specialist lending updates, including bridging finance to create an end-to-end property development finance proposition, has been announced by Saffron for Intermediaries.
The lender detailed that the changes are designed to broaden eligibility, provide flexibility for brokers, and offer a complete funding pathway for developers and property investors.
They include the introduction of an Expat Limited Company BTL, upgrades to the BTL range, the launch of a new HMO product, and the introduction of a full end-to-end property development finance solution.
Finally, it announced the launch of the new pre-development bridge and exit bridge products.
Saffron head of business development, Tony Hall, said: “This is one of the most significant specialist lending developments we have delivered, and reflects the changing needs of the market.
“Our new end-to-end property development proposition gives brokers a fully connected pathway from site acquisition through to project completion, with a bridge at the start, development finance in the middle, and an exit bridge at the end.
“This creates a seamless journey that removes friction and ensures clients have support at every stage of their development project.”
Additionally, Saffron announced enhancements across its BTL range to provide broader support for expat clients, portfolio landlords and limited companies.
As a result, expat BTL now offers lending up to 80 per cent LTV, making higher-leverage borrowing more accessible for overseas clients, and is available to first-time buyers and first-time landlords where at least one applicant meets minimum income requirements.
The range also now includes Expat Limited Company BTL, while the wider Limited Company BTL proposition has been enhanced to accept newly registered companies, with no personal guarantees required up to 55 per cent LTV.
Meanwhile, across the broader BTL range, Saffron will accept FTBs and first-time landlords, offer loan sizes up to £3mn, and continue to provide interest-only or repayment options with no external exposure.
The lender suggested that these changes give brokers the flexibility to structure portfolios confidently, even in complex or multi-property scenarios.
“We have strengthened our buy-to-let offering to provide greater flexibility for expat clients, limited companies and experienced landlords,” Hall added.
“These changes allow brokers to service a wider range of complex and investment-based enquiries.
“At Saffron, we believe progress is achieved through continuous refinement, careful expansion and solutions that reflect how brokers are supporting clients today. These updates sit at the heart of that philosophy.”
tom.dunstan@ft.com
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