• 9
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    But then, these are the kinds of ineffective (and often damaging) policies that get dreamed up when a political party is trying to play catch-up. Britain’s housing crisis has been decades in the making, with the Home Builders Federation finding that England is now the most difficult place in the developed world to find housing. ...
  • 13
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    Before the BoE started to push up mortgage costs in 2021, a new buyer earning an average income would have expected to spend around 30pc or less of their take home pay on mortgage payments.  In the wake of the September 2022 Liz Truss/Kwasi Kwarteng mini-Budget, that share for a first-time buyer temporarily surged to ...
  • 10
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    Most landlords don’t use letting agents to manage their properties. In fact, it is an astonishingly small proportion – just 18pc – who use an agent for management services, according to the English Private Landlord Survey 2021.  But what is perhaps more surprising is, despite these market statistics, estate agencies are booming, with ever-increasing numbers ...
  • 17
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    Some smooth patter. A little easy-going charm. And a flexible relationship with the truth – at least where properties are concerned. The qualifications for a successful career as an estate agent have always been fairly straightforward. But the Labour Party, which will almost certainly be in government very soon, wants to add something extra to ...
  • 17
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    Dear Frank, Thank you for your kind words. What a distressing situation this is for your sister. She must be devastated for this to happen where she was trusting professionals to act in her best interests. I fear your sister’s insurance company can rely upon the policy exclusion they have quoted. As such, I suspect ...
  • 21
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    In the English Housing Survey: Older people’s housing, 2020-21, they also highlight how 40pc of older private renters receive housing support at an average cost of £118 per week. But this later life renting is also an issue when someone is of working age.  In research carried out by Royal London, they suggest if someone is ...
  • 17
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    Imagine what would happen if interest rates reached that level now. In those days, though, we were used to it – just as it was normal to wait several weeks for the Post Office, later British Telecom, to provide a phone line. (As a journalist, I was, in this respect, lucky – I could claim ...
  • 31
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    Then there is the question of whether you want to negotiate. Each firm and agent is different, and they may not be open to negotiation. However, in my view it is worth a try. One idea could be to offer a sliding scale of fees; where the percentage they get is reduced in line with ...